Focalpay

What is Focalpay?

Focalpay is a disruptive, cloud-native ecosystem enabling retailers by merging payment and checkout processes in one flow. The infrastructure reduces the steps required to take payments, and ensures that the software is secure and efficient by nature.

Checkout

Features

Thanks to our groundbreaking - and patent-pending - infrastructure, we enable true unified commerce. We have erased the borders between what a retailer checkout and consumer checkout journey is. Anyone who uses Focalpay to purchase or take payment will use the same universal interface, powered on the same platform, but with different UX depending on checkout journey.

Manned checkouts, self checkouts, scan & go
Cross-platform cashier UI Linux/Mac/Windows/Android or iOS
Focalpay web-based app
Whitelabel web-based app
SDK
Headless API-first
Store backoffice and reporting

Payment Service

The payment service can be used standalone to offer mobile payments in other products, in-app payments, on invoices, or for e-commerce checkout.

How it works

The payment service returns a URL link every time payment is requested by the merchant. This URL can be returned in the form of a QR code or a browser link. When the payer activates the link via web browser or camera on a mobile phone, all the payment options that the merchant has selected are presented to the payer. If the payer does not have some of the alternatives available Focalpay automatically removes them.

MOBILE PAYMENTS

Payment redundancy

Mobile payments are growing worldwide, but all schemes face the same challenge due to non-offline capabilities. The progressive shift towards a cashless, commercial landscape leaves merchants, and customers, susceptible to payment providers’ ability to deliver their services. The effect when they face outages, or when their service is unavailable is significant. Customers lack the means to pay, businesses risk loss of revenue and negative effects on customer retention.

Even if various online payment schemes have different protocols and characteristics, the majority of payment disturbances they face are brief.

Focalpay utilizes a machine learning module to monitor and detect disturbances for any given payment method, and manage purchase completion options in real-time. Our services offer your business to proactively set up alternative payment methods to ensure the highest possible payment redundancy. By doing this Focalpay can shift the payment flow to the backup provider ahead of any disturbances. Your customer will never notice and you will always get paid.

Admin panel

In our online admin panel, you can manage everything related to your payments and checkout. Add payment methods to your checkout or gain API access to build on top of our headless checkout. Here you can also see payment analytics and trends and close the books for the day.

Org. number 559312–7771

104 25 Stockholm

contact@focalpay.se

Patent-pending solution

FI approved