We started Focalpay to change the way retail and payment processes worked. We set out to merge transaction flows that have historically always been separated. We started building a commerce platform which includes payment, checkout and backoffice functionality in the same, seamless system. Our platform uses the most advanced encryption on the market, and we use Google Cloud as our cloud provider, which further enhances our secure-by-design software. Below we list Five reasons why Focalpay is the most secure (and only!) retail and payment platform on the market.
1. Security in our DNA
With a background in leading banking, financial institutions, our team has previously developed the most secure systems within the banking world. We saw a huge gap in the security within how payment and retail systems are integrated today and decided to build a retail and payment platform with the same security principles from the ground up as modern banking-systems.
2. Security in processing and authentication
As a result, we have encrypted data in transit, at rest and in memory - which means that all the merchant and consumer data is encrypted, something that is not achieved by most retail software providers.
We even created our own PKI (public key infrastructure) factory, ensuring that we have no dependencies on third parties when we secure communications between our services and merchants.
3. Operational security
The Focalpay platform is cloud-only, and is hosted on Google Cloud Platform - is the most secure platform with the highest SLA (service level agreement).
Furthermore, cloud-native systems automatically enable functionality to always be updated in real-time - with guaranteed access to the latest version of the software. The result? No more expensive upgrades or projects.
4. Google Cloud Platform security
We have selected Google Cloud as our hosting platform, due to Google being the leading global cloud provider, with a sharp focus on security. As per the attempted attack this year shows, Google is at the forefront of IT security and cloud security. By using GCP we are able to take advantage of Google Cloud’s expertise. Read more about the attack and how Google prevented it here.
5. Security around information
Today, double payments due to network or system errors during peak periods are an issue for many merchants. A modern platform like Focalpay includes built-in security for duplicate information, which can be mirrored in payments to hinder double payments. This security is included in all our operations and communications APIs. API call. We use Idempotency patterns to identify double API calls, and we also have a unique, anonymous (and encrypted) number identifying each operation.
Want to learn more about our secure-by-design platform? Contact our team using the form below.