Freedom of choice - for you and your retail business.

The cloud-native commerce platform that enables retailers to take back control of their operations and increase profitability.

Why

Today, many retailers struggle with accessing innovation. The reason for this can be anything from siloed build-on architecture, or legacy technology that causes a lock-in effect and makes it difficult to change the technology stack.

We want to change that. We know that you, your staff and your customers are more than ready to enjoy the latest retail technology that makes shopping better than ever before. With Focalpay’s AI-enabled commerce platform, you can reinvent your merchant IT stack without any hassle, switch out any suppliers when it suits you, create new solutions and drive down costs in unprecedented ways.

Your customers can enjoy a variety of shopping journeys and payment methods, and you can get peace of mind that your retail software provider’s mission is to ensure you are always using the very latest in retail innovation.

What we do: Enabling unprecedented retail innovation.

The platform

Checkout, payments and backoffice in one platform

Checkout

We don’t separate e-commerce or in-store shopping, self service or manned checkout journeys. We have one universal basket that can be instantly accessed in different contexts, for example manned or mobile POS, SCO, Scan & Pay, or e-com basket. Our cloud-native checkout can be delivered via SDK, API, or web-based app. Focalpay’s Checkout software has also embedded our payment initiation gateway, enabling you to take a payment without the need for a payment terminal.

Backoffice

Our AI-enabled Backoffice is developed to support you on chain and local store level, and enables real-time, universal updates across all channels. We’ve embedded AI features, analytics, proactiveness and automation which allows you and your staff to get automatic notifications about tasks around pricing, campaigns and administration. Our Backoffice also lets you add or remove your payment methods with one button-click, and provides a user-friendly overview of payment statistics.

Payment

We’ve built a unique Payment Management Service and Payment Initiation Gateway that works as a super PSP. By harmonizing our payments and being integrated behind other payment methods, you’re able to manage all your payment methods with the click of a button. Additionally, our payment gateway enables you to offer your customer any payment method you want. How? We filter your chosen payment methods to match the possibilities the consumer has on their phone.

Our amazing partners

We are proud to work with several market-leading retail and payment ecosystem partners. Together, we're changing the retail landscape. To read more, check out our Partners page.

Want to become a partner? Contact us here.

Our DNA

What we're about

Innovation

Our goal? Innovation at your fingertips. Our platform’s microservice architecture enables you to get access to new features faster, and more securely, than ever before.

Our platform includes checkout, backoffice and payment features. It is built to offer flexibility and scalability, combining cloud-native infrastructure, headless integration, and universal hardware compatibility to meet the needs of modern retail.

Security

Our cloud-native system is secure by design. Security is in our DNA, and our team of experts within fintech, banking and retail have 30+ years of experience developing banking systems for financial institutions and global retailers, from the ground up.

We encrypt all data in transit, at rest and in memory, ensuring all merchant and consumer data is encrypted. Furthermore, we have developed our own PKI (public key infrastructure). Our platform is hosted on Google Cloud Platform, the most secure platform with the highest SLA.

Profitability

With our cloud-native platform, you get access to cost-saving features that help you optimize your business such as real-time inventory management, campaign management and much more.

You can also increase profitability by opening up new sales journeys through our web-based interface, that enables you to add more devices instantly as needed. Furthermore, our AI pricing engine enables you to reduce administrative hours with up to 2 x full time work days per week, according to client data.

Sustainability

Thanks to our uniquely designed architecture, you’ll lower both electricity consumption and hardware spend drastically and still get the most modern solution on the market. Our software updates automatically in the cloud, so you can remove all local servers that run your hardware.

Additionally, you’re able to switch off your checkout machines overnight, meaning you’ll save a lot on electricity consumption. This will make your business significantly more sustainable, AND save money on energy bills. Win win, right?